Stock guidance for US Clients

You will need a self-directed brokerage account with your bank to invest in some of our stock recommendations. Your bank most likely will offer it if you ask. We recommend you buy your stocks within a Roth IRA or a Traditional IRA based on your needs.  

With a Roth IRA, you contribute after-tax dollars, your money grows tax-free, and you can generally make tax- and penalty-free withdrawals after age 59½. With a Traditional IRA, you contribute pre- or after-tax dollars, your money grows tax-deferred, and withdrawals are taxed as current income after age 59½.

Here’s a list of banks that offer a comparison of different Roth IRAs:

https://www.bankrate.com/investing/best-roth-ira/

I recommend you call your bank and ask that you want to open a self-directed brokerage account and buy stocks yourself and you want to do it in a tax efficient manner, so you’re interested in opening a Roth IRA. Your bank should also have resources on how to use the self-directed account online for you to buy and sell stocks online.